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Total Cost of a Single-Item Purchase or Multiple Items in a Single Purchase
This chart details the total of payments and time period to repay for a single item purchased at the advertised price per month
Total Retail Price
(Product Price + $19.99 Standard Service Fee†)
1
Price Per Month
2
Based on 24.90% APR (v) * Based on 29.99% APR **
Maximum Number of Payments
3
Maximum Total Paid, including Finance Charges
4
Maximum Number of Payments
3
Maximum Total Paid, including Finance Charges
4
From To
$9.99 $14.99 $9.99 2 $15.39 2 $15.47
$15.00 $29.99 $9.99 4 $31.28 4 $31.56
$30.00 $44.99 $9.99 5 $47.72 5 $48.32
$45.00 $69.99 $11.99 7 $75.38 7 $76.59
$70.00 $99.99 $12.99 9 $110.07 9 $112.43
$100.00 $124.99 $14.99 10 $138.66 10 $114.91
$125.00 $199.99 $18.99 13 $227.99 13 $234.97
$200.00 $249.99 $21.99 14 $288.07 14 $297.75
$250.00 $299.99 $24.99 14 $348.58 15 $361.10
$300.00 $349.99 $28.99 15 $407.04 15 $421.77
$350.00 $449.99 $33.99 16 $531.56 17 $553.22
$450.00 $549.99 $38.99 17 $657.43 18 $686.60
$550.00 $649.99 $46.99 17 $774.05 18 $807.49
$650.00 $799.99 $46.99 22 $997.14 23 $1,055.01
$800.00 $899.99 $59.99 19 $1,089.37 20 $1,141.98
$900.00 $999.99 $59.99 21 $1,239.88 22 $1,309.60
$1,000.00 $1,099.99 $59.99 24 $1,398.58 25 $1,489.65
$1,100.00 $1,199.99 $69.99 22 $1,498.40 23 $1,586.30
$1,200.00 $1,299.99 $69.99 24 $1,658.95 26 $1,769.23
$1,300.00 $1,399.99 $69.99 27 $1,827.44 29 $1,964.78

 

* The number of payments and the total cost are based on the APR in effect which, as of '02/16/2020 was 24.90%. This rate will vary with the market based on Prime Rate. If the APR increases, the number of payments and the total cost may increase.
** The number of payments and the total cost are based on the non-variable APR of 29.99%.
† Service fee can vary on or around peak holiday periods. See product page for service fee increases based on selected delivery date. Same Day Fee ($2.99) applies for all same day orders. An additional $3 fee applies for products over $75.

 

1

Find the range the total retail price falls between to determine what the monthly payment would be, assuming no other purchases or balance on your Fingerhut Advantage Account issued by WebBank.

2

This is the maximum number of payments based on the highest total retail price in the range. Number of payments may be lower if the total retail price is lower

3

This is the maximum amount you will pay based on the highest total retail price in the range. Total cost may be lower if the total retail price is lower.

4

This is the maximum amount you will pay based on the highest total retail price in the range. Total cost may be lower if the total retail price is lower.

 

 
Existing Balance Payment Chart
Already have a Fingerhut account balance or making more than one purchase? This chart shows your monthly payment depending on the balance of your account.
Account Balance Your Payment per Month is
From To
- $9.98 100%
$9.99 $44.99 $9.99
$45.00 $69.99 $11.99
$70.00 $99.99 $12.99
$100.00 $124.99 $14.99
$125.00 $199.99 $18.99
$200.00 $249.99 $21.99
$250.00 $299.99 $24.99
$300.00 $349.99 $28.99
$350.00 $449.99 $33.99
$450.00 $549.99 $38.99
$550.00 $799.99 $46.99
$800.00 $1,099.99 $59.99
$1,100.00 $1,399.99 $69.99
$1,400.00+   5% of balance

Fingerhut Credit Information

The Fingerhut Advantage Credit Account is offered to US residents by WebBank, Member FDIC, who determines eligibility and qualifications for the terms of credit. Taxes, shipping and other charges are extra and vary. The advertised price per month is the estimated initial monthly payment required to be made for a single item order. If you place a multiple item order or at any time your Account has multiple items on it, then please see the Existing Balance Payment Chart for payment terms; the advertised price per month will not apply. The actual price per month includes interest and will vary depending on your account balance and other factors.


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